refreshingly different; reassuringly straightforward......
Personal Protection - Set-Up a new policy
£350.00
Phone/Virtual liaison to Set-Up your new Personal Protection Policy in included: fee is per cover type in the following areas - Life Assurance, or Critical illness cover or Income Protection.
If any new policies are advised, these can be arranged on a Fee (Nil-commission) basis, which means you would benefit from lower nil-commission based premiums. On the Fee basis, our Set-Up Fee is £350 per cover type. Alternatively new policies can be set-up on a Commission (£0 Fee) basis, which would mean you would pay us a no fee, but will pay higher (commission based) premiums. We will discuss both options with you and agree which method is best suited to your situation.
Please note, regardless of the remuneration basis agreed, if the product does not proceed or is cancelled and this results in the non-payment of the fee or commission, the outstanding amount will be payable by you directly.
Our contact details:
Impartial Financial Advice Ltd,
Index House, St George's Lane, Ascot, Berkshire, SL5 7ET
T: 01344 534082, M: 07986 632026
E-mail: andy@ifaltd.org
www.impartialfinancialadvice.co.uk
Financial Services Register number: 833372. Registered in England and Wales number: 11749650. Registered office: Index House, St George’s Lane, Ascot, Berkshire, SL5 7ET. Impartial Financial Advice Ltd is an Appointed Representative of The On-Line Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.


RISK WARNINGS
THIS WEBSITE IS FOR UK RESIDENTS ONLY.
THE TAX TREATMENT IS DEPENDENT ON INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.
THE VALUE OF UNITS CAN FALL AS WELL AS RISE, AND YOU MAY NOT GET BACK ALL OF YOUR ORIGINAL INVESTMENT.
THERE MAY BE AN ELEMENT OF CURRENCY RISK WITHIN SOME OF THE PENSION AND INVESTMENT SOLUTIONS WE ADVISE.
A PENSION IS A LONG TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE AND ANY OTHER DEBT SECURED ON IT.
FOR THE OVERALL COST FOR COMPARISON FOR ALL TYPES OF MORTGAGES (INCLUDING IMPAIRED CREDIT) PLEASE SEE THE APR (ANNUAL PERCENTAGE RATE) ON THE RELEVANT MORTGAGE ESIS ILLUSTRATION.
NON-INVESTMENT LINKED TERM LIFE AND / OR CRITICAL ILLNESS ASSURANCE COVER AND INCOME PROTECTION WILL HAVE NO CASH IN VALUE AT ANY TIME. THE COVER WILL CEASE AT THE END OF THE POLICY TERM. IF PREMIUMS ARE NOT MAINTAINED, YOUR COVER WILL LAPSE.
WE ONLY RECOMMEND CRITICAL ILLNESS PLANS WITH THE ENHANCED OR FULLY COMPREHENSIVE LIST AND DEFINITIONS OF CONDITIONS. FOR A FULL LIST OF THE DEFINITIONS OF ILLNESSES COVERED PLEASE REFER TO THE RELEVANT KEY FEATURES AND POLICY DOCUMENTS ISSUED BY THE INSURANCE COMPANY, FOR THE POLICY WE HAVE RECOMMENDED. THESE DOCUMENTS WILL BE ENCLOSED WITH YOUR ADVICE REPORT.
NON-REGULATED BUSINESS INCLUDES INHERITANCE TAX PLANNING, TRUSTS, NATIONAL SAVINGS & INVESTMENTS (NS&I).
APPROVED BY IN PARTNERSHIP 192638 AUGUST 2026.
refreshingly different; reassuringly straightforward




